First home buyer / NSW
The market just shifted
The market just shifted
in your favour.
Looking to buy your first home?
Book a 15-minute call and find out:
- How much you can borrow
- Your maximum purchase price
- Whether you’re ready to buy now
The opportunity / why now
The market just changed.
The market just changed.
Here’s why it matters.
Investors have pulled back
Investor borrowing capacity has dropped substantially, so the buyers who used to outbid you have stepped away. Less competition at every inspection.
The government is backing you
The First Home Guarantee lets eligible buyers in with just a 5% deposit, and no Lenders Mortgage Insurance to pay on top.
Upfront costs are lower
Stamp duty concessions for first home buyers can save you thousands when you buy. Money that stays in your pocket, not the bank’s.
15 minutes / no jargon
In 15 minutes, you’ll know exactly where you stand.
Jump on a quick video call with Leigh. No paperwork, no pressure, just clear numbers and a plan you can take house-hunting. It all starts with a chat.
Your real borrowing capacity
What the banks will actually lend you, across our panel of 60+ lenders.
Your maximum purchase price
The real number to take house-hunting, so you shop with confidence, not guesswork.
The grants you qualify for
First Home Guarantee, stamp duty concessions and any schemes that apply to you.
How it works / three steps
From “maybe” to a real number.
01
Book a time
Pick a 15-minute slot that suits you. One click, no forms, no back-and-forth.
02
Quick video meeting
We run your numbers live and answer your questions in plain English, no jargon.
03
Get your plan
Your max purchase price and the grants you qualify for, so you can start looking with confidence.
Don’t take our word for it / reviews
Real reviews from first home buyers.
Google
“Leigh and all the team were really great to navigate our mortgage with. Easy to talk to, very responsive, well informed and offered multiple options. We never felt alone in our journey to buying our first place.”
RussFirst home buyer
“Leigh is a brilliant mortgage broker and was fantastic throughout the whole process of helping us get our home loan. He was transparent, honest and kept things simple.”
LachieFirst home buyer
“I used SFP Financial as a first home buyer after a recommendation from friends. The process with Leigh and his team was unbelievably smooth, and something that would usually be intimidating was actually enjoyable.”
EdwinFirst home buyer
The window is open / let’s talk
Find out what you can afford. Today.
It takes 15 minutes to find out. Book a free video call with Leigh and walk away knowing your borrowing capacity, your purchase price and the grants you qualify for.
Leigh Morris · 0447 263 567 · No cost, no obligation
Property finance, made simple. Mortgage broking for first home buyers, owner-occupiers and investors across Sydney and Australia-wide.
© 2026 SFP Financial
Sydney Financial Planning · Australian Credit Licence 389087