WELCOME TO SFP FINANCIAL

Your local mortgage broker in Willoughby

Our Willoughby mortgage brokers provide personalised solutions to make your homeownership dreams come true. With expert advice, access to trusted lenders, and competitive rates, whether refinancing or buying your first home, we simplify every step of the process.

Your Loan, Your Way

Our Services

At SFP Financial, we cut through the finance fluff and get straight to what matters—helping you secure the right loan. Whether you’re buying your first home, investing, or refinancing, we keep things clear, simple, and tailored to you. No jargon, no fuss—just smart solutions that work.

First Home Buyers

Buying your first home? It’s a big deal—and at SFP Financial, we get it. We’re here to make the process as smooth as that first cuppa in your dream kitchen. From decoding bank jargon to securing the right loan, we’ll guide you through every step with a friendly, no-nonsense approach.

Residential Home Loans

Refinance Your Home

Property Investing

SFP FINANCIAL

Explore the heartbeat of Willoughby’s property market with SFP Financial.

Welcome to Willoughby, a lively neighbourhood tucked away in Sydney’s Lower North Shore, celebrated for its generous homes, tranquil lanes, and lively community vibe. Whether you’re dreaming of a sprawling family estate on a leafy boulevard, a modern townhouse near bustling Willoughby Road, or a snug retreat near Bicentennial Reserve, our team is committed to transforming your property dreams into a vibrant reality.

Willoughby Property Market

Houses	Units
• Median price: $3,238,000	• Median price: $950,000
• Rental yield: $1,200/week (1.93%)	• Rental yield: $680/week (2.83%)
• 12-month growth: +7.9%	• 12-month growth: +5%
• Growth prediction: +3%	• Growth prediction: +3%

Take a look

Some of our lenders

Why Opt for a Willoughby Mortgage Broker?

Navigating the intricate mortgage landscape can be daunting, with each lender presenting unique policies and requirements. At SFP Financial, we simplify this journey, ensuring a smooth and hassle-free experience. Leveraging our in-depth knowledge of Willoughby, we secure a mortgage that perfectly aligns with your financial situation

Your Reliable Property Ally

Situated mere minutes from Sydney CBD and Chatswood, Willoughby seamlessly combines tranquil suburban living with the convenience of urban amenities. Locals enjoy a premium lifestyle, while investors capitalise on strong rental demand and steady property appreciation, highlighting Willoughby’s allure. Whether you’re moving into your dream home or diversifying your investment portfolio, Willoughby promises fulfillment for all ambitions.

Local Expertise

At SFP Financial, we’re more than experts in the local property market; we’re your neighbors. Rooted in Willoughby, we live, work, and thrive here. Guided by our senior mortgage broker, Leigh, our committed team ensures you navigate each step with confidence. Whether you’re a first-time buyer or seasoned investor, we offer straightforward, practical advice to achieve your financial goals. Let’s embark on this journey together.

TAKE A LOOK AT

Our reviews

Leigh Morris and all the team at SFP Financial were really great to navigate our mortgage with. Easy to talk too, very responsive either by email or text, well informed and offered multiple options. We never felt alone in our journey to purchasing our apartment. We could always reach out to them at any time. Would definitely recommend their services. 💯👍

Thank you so much, SFP Financial for an awesome service! The entire team is always available, happy to help, very professional and knowledgable. I truly recommend them!

From start to finish, our experience with Leigh Morris, Lyndon Cauilan and the team at SFP Financial was exceptional. We have worked with Leigh on various occasions over several years now, where he has continually provided expert financial guidance and support throughout the entire mortgage process. Leigh, and Lyndon are attentive to our needs, responsive to our questions at all hours of the day (and night!), and worked tirelessly to secure the best possible deal for us. We couldn't be happier with the outcome and highly recommend Leigh and Lyndon at SFP Financial to anyone in need of mortgage services. Thank you for making our home-buying journey smooth and stress-free!

Leigh, Lyndon and team were fantastic. They gave sound and thorough advice all through the process from beginning to end in a clear and common sense manner. The service was exceptional, with the team making themselves available to help and guide through the otherwise complicated process. Would highly recommend to any one at all stage of the property process.

Leigh was very helpful in gaining me the best possible rate on my home loan. He gave me excellent advice gaining me a substantial saving. Highly recommend SFP!

Leigh and his team recently facilitated the harmonious refinancing of our first home. The process was completely stress free thanks to Leigh’s guidance and advice. This refinancing has allowed us so much more flexibility in lifestyle choices, freeing up cash flow allowing us the luxury of more holidays to make memories with our 2 beautiful children. We are so grateful for all that Leigh and his team achieved for us during this venture. Thank you also for the added bonus - bubbles and chocolates! We highly recommend Leigh to anyone in need of his services and have referred many others who have had the same 5 star experience.

I refinance my 2 x investment loans using Leigh Morris from SFP Financial and one of my properties is a company titled owned . I was impressed by Leigh experience with mortgaging a company tilted property , as well, having a financial planning background . I was able to get a better rate from SFP Financial than my bank offered me. Highly recommend Leigh ,fur his understanding of different mortgage set ups and his ability to negotiate a better rate

Meet the Team

Our Willoughby Mortgage Brokers

Director & founder

William Bracey

SENIOR MORTGAGE BROKER & founder

Leigh Morris

loan officer

Ara Nakayama

Loan OFFICER

Rosalyn Rovillos

Book a meeting now

Schedule a Zoom meeting with our Senior Mortgage Broker

Learn from our experts

Latest News

September 23, 2024