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FIRST HOME

Buyers

Looking to buy your first home? Buying your first home can be one of the most exciting yet daunting experiences in your life.

With all the information available online making the right decision can seem overwhelming. As a first home buyer, you’re going to have lots of questions. How much can I borrow? How much should I borrow? How much deposit do I need? What is Stamp Duty? How does a guarantor loan work?

Young couple looking excited relaxing on the couch of their new home
Residential plot divided with lots of houses on one side and lush green grass on the other

Buying An

Investment Property

Looking to buy your first, second or third investment property?
Property investment in Australian continues to be a popular way to build wealth over the long term but care needs to be taken when investing in property and obtaining finance for your investment property purchased.

Lenders treat investment property loan differently to standard home loans which means a different approach needs to be taken. When looking to finance an investment property.

Refinancing

Your Home Loan

If you haven’t reviewed your current home loan lately, you might be paying too much. Interest rates are rising amidst increasingly volatile conditions so there’s never been a better time to compare the market and ensure you’re getting the best deal. We offer an obligation free appointment to evaluate what you’re looking to achieve and clarify the way forward. We’ll provide you with refinance options and answer any questions along the way.

Young family: all dressed in matching blues with a cardboard house roof on top of their heads signifying home loans
Old couple looking excited standing in a lush field with yellow orange hues and the sun shining in the back

HOME BUYERS

Upgrade or Downsize?

In assisting clients with strategic advice for over 30 years, the advantages we have manifested are twofold. First, we listen, to understand your unique aspirations and clarify your objectives. Then we plan, applying our wealth of knowledge from both mortgage broking and financial advice perspective. Then we act, to ensure you receive the accurate financial advice to make the clear decisions that lead to those all-important right moves.

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Some of our Lenders

First Home Buyers

Looking to buy your first home?

Buying your first home can be one of the most exciting yet daunting experiences in your life. With all the information available online making the right decision can seem overwhelming.

As a first home buyer, you’re going to have lots of questions. How much can I borrow? How much should I borrow? How much deposit do I need? What is Stamp Duty? How does a guarantor loan work?

We’re here to help

At SFP, we’ve been through the first home buying process both personally and for many happy first home buyers over the years. From the initial meeting to putting the key in the front door, we’ll be with you every step of the way.

Education is key

As a first home buyer, there’s much to learn. SFP’s specialist home loan team takes great pride in putting education first. We spend the time throughout the buying journey to ensure you’re confident with every decision made every step of the way. You’re going to have a lot of questions and we’re able to provide clear and simple answers. There are no silly questions.

Making the first step

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve and put your mind at easy. We’ll be able to provide an estimate of your borrowing capacity and answer any questions along the way.

Buying An Investment Property

Looking to buy your first, second or third investment property?

Property investment in Australian continues to be a popular way to build wealth over the long term but care needs to be taken when investing in property and obtaining finance for your investment property purchased.

Lenders treat investment property loan differently to standard home loans which means a different approach needs to be taken. When looking to finance an investment property, the below points need to be considered;

Working with the right people

Investing in property can help building wealth and generate income but property investment isn’t without its risks. It’s important to work with professionals to ensure you’re receive the right advice for your individual needs.

Our specialist finance team works with a panel of professionals such as accountants, solicitors and in-house financial advisers to ensure you receive the right advice. If you’re already working with one or all of the above, we’ll work with them to get the best outcomes for your needs.

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve. We’ll be able to provide you with investment property loan options and answer any questions along the way. We look forward to meeting you soon.

Refinancing Your Home Loan

Is refinancing right for you?

If you haven’t reviewed your current home loan lately, chances are you might be paying too much. Interest rates are at an all-time low in Australian, so there’s never been a better time to compare the market and ensure you’re getting the best deal.

Reasons for refinancing

SFP’s home loan specialists can assist with all your refinance needs, including;

Making the first step

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve and put your mind at easy. We’ll be able to provide you with refinance options and answer any questions along the way.

We look forward to meeting you soon.

Home Buyers

Looking to upgrade or downsize?

Looking to upgrade the family home or downsize for retirement?

There’s often a lot to think about.

We’re here to help

SFP have been assisting clients with strategic debt advice for over 20 years. Our unique difference is in our wealth of knowledge from both a mortgage broking and financial advice perspective. We’re able to assist with obtaining finance and ensure you receive the correct financial advice to make the right financial decisions in your next big move.

Choosing the right loan

With 1000’s of home loan products available in Australia, it can be difficult to find the right lender and loan for your needs. Our specialist finance team works with a panel of over 30 different lenders including big banks, credit unions and non-branch lenders to ensure we find the right home loan for your individual needs.

Don’t forget the buying & selling costs

There’s a lot to think about when moving home and it’s easy to forget the costs involved in the selling and buying process. Before putting your home up for sale or placing a deposit on a new home, it’s important to assess all the costs to ensure a smooth transition into your new home. Below are some of the costs to consider;