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Woman sitting on the couch looking up her finances on her phone.

Buying a property can be a complex process and one that needs to be handled with care. With over 30 years of combined experience helping clients achieve their goals, SFP Financial is there every step of the way.

Our finance specialists are experts in the home and investment lending across Australia with the knowledge and experience to guide you through the following areas;

SFP Financial works with a comprehensive range of banks and lenders to ensure we find the right loan for your individual needs. Speak with our qualified Senior Mortgage Broker to discuss your options today!

First home

Buyers

Property

Investors

Residential

Upgrade

Refinance

Your Home

First Home Buyers

Looking to buy your first home?

Buying your first home can be one of the most exciting yet daunting experiences in your life. With all the information available online making the right decision can seem overwhelming.

As a first home buyer, you’re going to have lots of questions. How much can I borrow? How much should I borrow? How much deposit do I need? What is Stamp Duty? How does a guarantor loan work?

We’re here to help

At SFP, we’ve been through the first home buying process both personally and for many happy first home buyers over the years. From the initial meeting to putting the key in the front door, we’ll be with you every step of the way.

Education is key

As a first home buyer, there’s much to learn. SFP’s specialist home loan team takes great pride in putting education first. We spend the time throughout the buying journey to ensure you’re confident with every decision made every step of the way. You’re going to have a lot of questions and we’re able to provide clear and simple answers. There are no silly questions.

Making the first step

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve and put your mind at easy. We’ll be able to provide an estimate of your borrowing capacity and answer any questions along the way.

Buying An Investment Property

Looking to buy your first, second or third investment property?

Property investment in Australian continues to be a popular way to build wealth over the long term but care needs to be taken when investing in property and obtaining finance for your investment property purchased.

Lenders treat investment property loan differently to standard home loans which means a different approach needs to be taken. When looking to finance an investment property, the below points need to be considered;

Working with the right people

Investing in property can help building wealth and generate income but property investment isn’t without its risks. It’s important to work with professionals to ensure you’re receive the right advice for your individual needs.

Our specialist finance team works with a panel of professionals such as accountants, solicitors and in-house financial advisers to ensure you receive the right advice. If you’re already working with one or all of the above, we’ll work with them to get the best outcomes for your needs.

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve. We’ll be able to provide you with investment property loan options and answer any questions along the way. We look forward to meeting you soon.

Home Buyers

Looking to upgrade or downsize?

Looking to upgrade the family home or downsize for retirement?

There’s often a lot to think about.

We’re here to help

SFP have been assisting clients with strategic debt advice for over 20 years. Our unique difference is in our wealth of knowledge from both a mortgage broking and financial advice perspective. We’re able to assist with obtaining finance and ensure you receive the correct financial advice to make the right financial decisions in your next big move.

Choosing the right loan

With 1000’s of home loan products available in Australia, it can be difficult to find the right lender and loan for your needs. Our specialist finance team works with a panel of over 30 different lenders including big banks, credit unions and non-branch lenders to ensure we find the right home loan for your individual needs.

Don’t forget the buying & selling costs

There’s a lot to think about when moving home and it’s easy to forget the costs involved in the selling and buying process. Before putting your home up for sale or placing a deposit on a new home, it’s important to assess all the costs to ensure a smooth transition into your new home. Below are some of the costs to consider;

Refinancing Your Home Loan

Is refinancing right for you?

If you haven’t reviewed your current home loan lately, chances are you might be paying too much. Interest rates are at an all-time low in Australian, so there’s never been a better time to compare the market and ensure you’re getting the best deal.

Reasons for refinancing

SFP’s home loan specialists can assist with all your refinance needs, including;

Making the first step

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve and put your mind at easy. We’ll be able to provide you with refinance options and answer any questions along the way.

We look forward to meeting you soon.