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About Us

"Who are we? We’re mortgage brokers. We’ll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We’ll go into bat and negotiate on your behalf, and we’ll make the process as simple as possible for you, geared up to deliver fast results. We’ll help you avoid the pitfalls, and we’ll find loan features to suit your personal circumstances.

You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you.

We will ask about your financial circumstances and objectives to find out what’s important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender."

Leigh Morris – Senior Mortgage Broker & Director

Senior Mortgage broker

Leigh Morris

Leigh understands the importance of long-term client relationships and he always displays a genuine, caring and professional approach with his clients. His honest, positive and friendly nature makes clients from all walks of life feel immediately at ease. These traits mixed with a diverse financial background make for excellent tools for managing his clients’ financial affairs.

Prior to starting SFP Financial in 2018, Leigh was a financial adviser for 8 years with Sydney Financial Planning. Leigh remains as one of the directors at Sydney Financial Planning but now focuses solely on the mortgage broking and finance side of the business along with the team at SFP Financial.

Leigh is an avid ‘rent-vestor’ and always happy to share his experiences (both good and bad) along his investment property journey since 2013. Mix this with a growing family, and Leigh will happily tell you that life’s full steam ahead on all fronts! If you’re looking to purchase your first home, refinance, build an investment property portfolio or anything in between, Leigh loves to chat and he’s here to help.

Leigh from SFP Financial wearing a black suit with a pale blue tie
Carey from SFP Financial wearing a navy blue suit

Loan Operations Manager

Carey Lu

Carey’s experience in the finance industry spans over ten years. During this time, Carey has obtained the skills and knowledge to find the right loan for every client.

Carey’s role is to work alongside our senior mortgage broker and find the right loan for our clients. This might seem like an easy task but with over 50 lenders and 1000’s of loan products, finding the right bank policy, interest rate and loan structure takes years of experience. Carey also manages home loan settlements to ensure our clients understand what’s happening every step of the way, from loan submission to the keys in their hand. Carey is essential our “go to person” throughout the loan process for our clients and we couldn’t do it without her.

Loan Consultant

Lyndon Cauilan

Lyndon comes with many years of experience in the mortgage broking industry. Lyndon oversees the preparation and implementation of all SFP Financial loan applications.

Attention to detail is imperative in this role and Lydon is second to none when it comes to dotting the I’s and crossing the T’s. Lyndon assists our clients in obtaining all the relevant information the banks required and packaging the information into a file of perfection to make loan approvals streamline and effortless. Due to his experience in the broking industry, Lyndon has built strong relationships with bank contacts and back-office staff which makes getting those tricky loan application over the line with ease.

Giverny from SFP Financial wearing a black dress

Creative and Marketing Manager

Giverny Reid

Recently named realestate.com.au’s Marketer of The Year, Giverny is regarded amongst her industry peers as a leading creative force in property marketing. Her career highlights include being the brand guardian for luxury property developer, Crown Group. Through her years at the company, Giverny has been responsible for creating one of Australia’s most recognised property brands. Through these successes Giverny has been a finalist BT Under 30 Design Category, an ‘Aspiring Leader’ for the 2020 UDIA Legends & Legacy selective program and a judge for the UDIA Awards for Marketing Excellence for a third year.

Her breadth of experience from a graphic designer in both boutique and large advertising agencies to her current position has given her opportunities to further her skills and produce polished and cutting-edge collateral. Giverny is passionate about all thing’s property, luxury and ensuring the brand has a story that is memorable and unique, whilst standing out from the rest.

Director

William Bracey

William’s vast experience provides him with the skills to understand and articulate clients’ financial and lifestyle challenges with great clarity. He has the unique ability to explain often technical concepts in client-friendly language.

William established W. Bracey Sydney Financial Services in 1988 and has overseen its steady development into an industry leader. The businesses he helps direct now looks after the financial affairs of thousands of families with combined assets in excess of $300 million dollars. William is a director of the NSW Authorised Adviser Association and is a board member at a national level. He has been listed in the 2014 and 2015 Most Trusted Advisers Network by the Beddoes Institute. He has also had substantial commercial experience having previously been owner, board member and managing operator of several regional retail stores which make him an asset to SFP Financial.

William from SFP Financial wearing a navy blue suit with striped tie
Gary from SFP Financial wearing a black suit and a pale blue shirt

Director

Gary Winwood-Smith

Throughout Gary’s career, he has undertaken a variety of roles including, Technical Manager, Financial Planning Manager and Practice Manager, Financial Advisor & Director of multiple businesses. In these roles, he has demonstrated his ability to solve complex problems by thinking outside the box which has helped each business he’s a part of thrive and succeed. Gary’s background in accounting, financial planning and mortgage broking provides him with the tools to assist SFP Financial to continue to move in the right direction.

Senior Mortgage Broker and Director

Leigh Morris

Unique Qualities:

Leigh understands the importance of long term client relationships and he always displays a genuine, caring and professional approach with his clients. His honest, positive and friendly nature makes clients from all walks of life feel immediately at ease. These traits mixed with a diverse financial background make for excellent tools for managing his clients' financial affairs.

Specialist Skills

Professional Qualifications

Membership and Associations

Career and Industry Highlights

With 15 years’ experience in the Financial Services Industry working for some of Australia’s largest corporations, Leigh is well versed in helping people achieve their financial goals and objectives. He is an expert in building long standing professional relationships which has been gain through his extensive time with NAB, Colonial First State, Shad forth Financial Group and Sydney Financial Planning.

Home Buyers

Looking to upgrade or downsize?

Looking to upgrade the family home or downsize for retirement?

There’s often a lot to think about.

We’re here to help

SFP have been assisting clients with strategic debt advice for over 20 years. Our unique difference is in our wealth of knowledge from both a mortgage broking and financial advice perspective. We’re able to assist with obtaining finance and ensure you receive the correct financial advice to make the right financial decisions in your next big move.

Choosing the right loan

With 1000’s of home loan products available in Australia, it can be difficult to find the right lender and loan for your needs. Our specialist finance team works with a panel of over 30 different lenders including big banks, credit unions and non-branch lenders to ensure we find the right home loan for your individual needs.

Don’t forget the buying & selling costs

There’s a lot to think about when moving home and it’s easy to forget the costs involved in the selling and buying process. Before putting your home up for sale or placing a deposit on a new home, it’s important to assess all the costs to ensure a smooth transition into your new home. Below are some of the costs to consider;

Buying An Investment Property

Looking to buy your first, second or third investment property?

Property investment in Australian continues to be a popular way to build wealth over the long term but care needs to be taken when investing in property and obtaining finance for your investment property purchased.

Lenders treat investment property loan differently to standard home loans which means a different approach needs to be taken. When looking to finance an investment property, the below points need to be considered;

Working with the right people

Investing in property can help building wealth and generate income but property investment isn’t without its risks. It’s important to work with professionals to ensure you’re receive the right advice for your individual needs.

Our specialist finance team works with a panel of professionals such as accountants, solicitors and in-house financial advisers to ensure you receive the right advice. If you’re already working with one or all of the above, we’ll work with them to get the best outcomes for your needs.

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve. We’ll be able to provide you with investment property loan options and answer any questions along the way. We look forward to meeting you soon.

Refinancing Your Home Loan

Is refinancing right for you?

If you haven’t reviewed your current home loan lately, chances are you might be paying too much. Interest rates are at an all-time low in Australian, so there’s never been a better time to compare the market and ensure you’re getting the best deal.

Reasons for refinancing

SFP’s home loan specialists can assist with all your refinance needs, including;

Making the first step

We offer an obligation free appointment where we can openly discuss what you’re looking to achieve and put your mind at easy. We’ll be able to provide you with refinance options and answer any questions along the way.

We look forward to meeting you soon.